When it works, workers' compensation insurance is a winner. This form of insurance pays hurt workers several benefits including medical treatment costs, a partial disability payment, and a lump-sum payment for those found to be permanently disabled. However, sometimes those needing those benefits run into problems and need solutions. Read on to learn more about some of those solutions.
You Were Denied Benefits After Filing a Claim
Workers' comp carriers can deny claims based on the flimsiest of reasons. In some cases, workers can get things straightened out by phoning the insurer and filing a corrected claim. When the worker is still having problems getting the benefits they need, but, a workers' comp lawyer can get things back on course and begin the appeals process to overturn unfair denials.
Your Employer is Not Cooperating
Some employers are not happy when an employee is hurt and must use workers' comp benefits. However, employers are required to cooperate with the employee as they file a claim for benefits. Evaluating and approving claims is not the job of the employer but the insurer. A polite reminder from a workers' comp lawyer may be necessary to assure the employee receives the benefits they deserve.
You Used Private Funds to Pay for Your Medical Needs
No one wants to shell out their funds for medical care, which can be very expensive. Fortunately, you can recoup those funds by speaking to a workers' comp lawyer. They will get your claim reinstated and ask the insurer to reimburse you. If you used your health insurance to cover things, the health insurer will file a claim with the workers' comp company to be paid back what they are owed.
You Received Disability Pay for a While Only
In some cases, the doctor that works under contract for the workers' comp insurer will decide to order you to return to work far too soon. Hurt workers that are still injured, in pain, and unable to work should not return to work regardless of the threats made. If you are fired for refusing to work while hurt from a work injury, you may have a lawsuit in the making against the insurer. Speak to a workers' comp lawyer about taking action against the insurer and getting paid the benefits you deserve.
You Have Been Diagnosed with a Permanent Injury
You will need a workers' compensation lawyer to help you get the lump-sum settlement you need. Not being able to work again means being paid enough to cover you for the remainder of your working days. Speak to a worker's compensation lawyer to find out more.
To learn more information, reach out to services such as Carton Law Office.